Jinasue Cash Loan

Select loan on your CRDB Simbanking Menu, then go to Jinasue loan. Your eligible loan limit will be displayed, if you agree, insert the amount you want and submit. The requested amount shall be credited into your account instantly.  

Any CRDB customer with an individual account, registered with CRDB Simbanking and meets our eligibility criteria can apply for a Jinasue loan.

Eligibility criteria shall depend on your account transaction history, creditworthiness, and other parameters determined by the bank. The account must be active and transacting for the past six months. 

The good news is that No information is required from you. You only key in the amount you want and submit. Everything is fully automated. 

The loan limit depends on account transaction history. The score shall increase or reduce the limit depending on account history, creditworthiness, and the bank’s policies. 

The minimum loan shall depend on the score card and the maximum limit shall be TZS 1,000,000 (One Million only). 

There is a one-time fee of 8%, charged on the loan amount.   

This is a one-month loan. However, you have the option to choose the tenure to be 14 days or 30 days. The loan amount along with applicable interest shall be collected from your account after 30 days. 

Yes, you have the option to repay the loan early if you wish to do so. You can initiate the repayment process through SimBanking, and the amount that shall remain outstanding will be deducted from your account on the due date.

Simply log into Simbanking, select loans, then select loan repayment. You will be prompted to enter the amount and submit. Loan balance will be updated instantly. Late repayments may incur additional fees and can affect your credit score. 

Yes, we take your privacy and security very seriously. All personal information is encrypted and securely stored. We do not share your data with third parties without your consent