Farmer holding corn

Driving Growth
in Agriculture & Blue
Economy

  • Quick & Easy Access: Loans through mobile banking and branches
  • Affordable Interest Rates: Flexible repayment terms aligned with farming cycle
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Unlocking Agriculture’s Potential
for Africa’s Food Sovereignty

75%

Small-scale Farmers Lead the Way

The workforce is engaged in agriculture, with small-scale farmers dominating production.

25%

A Strong Economic Pillar

Agriculture contributes over 25% to Tanzania’s GDP, making it a key sector for growth.

30%

Driving Global Food Security

CRDB Bank supports investments to ensure food sovereignty.

Financial Inclusion

Fahari Kilimo Accounts

Fahari Kilimo accounts are designed to support smallholder farmers, especially those in rural areas, including cooperatives, farmer associations, farmer groups, and individual farmers. These accounts help enhance financial inclusion and growth within the agricultural sector.

Individual Farmers

1. Fahari Kilimo Savings Account

2. Minimum Balance: Only TZS 3,000

3. No Account Opening Fee

4. POS & ATM Access

Farmer’s Group

1. Fahari Kilimo Current Account

2. No Monthly Maintenance Fee

3. Affordable Interest Rates

4. Group Lending Capability

Tailored Solutions

From accounts to financing and insurance, CRDB Bank provides the right tools to help
smallholder farmers grow and stay protected.

Current Accounts

For facilitating businesses and enables customers to grow their deposits

Agri MSME Products

These are products designed for small and mediums enterprises which already exposed to conventional Banking and related services

Unique Agribusiness Financing Models

Seasonal loans for agriculture and commodity financing

Consortium

For special training forums and mentorship and exposure visit

Blue Economy

Blue Economy & Fishery

Empowering Coastal Communities and Sustainable Growth CRDB Bank is dedicated to fostering the Blue Economy by offering tailored financial products and services that empower fishermen, coastal communities, and marine-based enterprises.

Equipment Financing

Loans for modern fishing gear and boats

Cold Storage

Funding for preservation and processing infrastructure

Investment Products

Solutions to build savings and invest in fisheries

Working Capital

Loans for daily operations and productivity

Agricultural Insurance

Securing Your Farm, Protecting Your Future

CRDB Bank partners with leading insurance companies to offer comprehensive Agricultural Insurance solutions, safeguarding smallholder farmers and agribusinesses against risks like crop diseases, natural disasters, and other unforeseen events.

Tailored Coverage

Products designed to meet unique risks faced by farmers and agribusinesses

Partnerships

Collaborations with local and international insurance providers

Affordable Premiums

Flexible payment options to suit your financial situation

Agricultural Loans & Financing

At CRDB Bank, we offer specialized Agricultural Loans and Financing to empower smallholder farmers and farmer groups. Our loan products are designed to meet the unique needs of the agricultural sector.

Our Loan Products Include:
  • Seed & Fertilizer Financing: Loans to cover costs of high-quality seeds and fertilizers
  • Farm Equipment Loans: Financing for tractors, irrigation systems, and farming equipment
  • Working Capital Loans: Credit facilities to manage day-to-day farming operations
  • Seasonal Crop Loans: Flexible loans for planting and harvesting cycles
Key Features:
  • Tailored to Farmers' Needs: Products designed specifically for smallholder farmers
  • De-Risking Mechanism: Utilizing guarantees like PASS Trust, TADB, PROPARCO, and more
  • Affordable Interest Rates: Flexible repayment terms aligned with farming cycles
  • Quick & Easy Access: Loans through mobile banking and branches

Our Impact Goal

Our 5 Year Goal

CRDB Bank aims to support 3 million smallholder farmers in 5 years, currently having 1.5 million registered. Targeted beneficiaries include individual farmers and farmer groups, with KYC as a key element.

3 Million

Small Holder Farmers

1.5 Million

Currently Registered

Our Partners

Working together to transform agriculture and empower farmers
across Tanzania

All