
Driving Growth
in Agriculture & Blue
Economy
- Quick & Easy Access: Loans through mobile banking and branches
- Affordable Interest Rates: Flexible repayment terms aligned with farming cycle
Unlocking Agriculture’s Potential
for Africa’s Food Sovereignty
75%
Small-scale Farmers Lead the Way
The workforce is engaged in agriculture, with small-scale farmers dominating production.
25%
A Strong Economic Pillar
Agriculture contributes over 25% to Tanzania’s GDP, making it a key sector for growth.
30%
Driving Global Food Security
CRDB Bank supports investments to ensure food sovereignty.
Financial Inclusion
Fahari Kilimo Accounts
Fahari Kilimo accounts are designed to support smallholder farmers, especially those in rural areas, including cooperatives, farmer associations, farmer groups, and individual farmers. These accounts help enhance financial inclusion and growth within the agricultural sector.
Individual Farmers
1. Fahari Kilimo Savings Account
2. Minimum Balance: Only TZS 3,000
3. No Account Opening Fee
4. POS & ATM Access
Farmer’s Group
1. Fahari Kilimo Current Account
2. No Monthly Maintenance Fee
3. Affordable Interest Rates
4. Group Lending Capability
Tailored Solutions
From accounts to financing and insurance, CRDB Bank provides the right tools to help
smallholder farmers grow and stay protected.
Current Accounts
For facilitating businesses and enables customers to grow their deposits
Agri MSME Products
These are products designed for small and mediums enterprises which already exposed to conventional Banking and related services
Unique Agribusiness Financing Models
Seasonal loans for agriculture and commodity financing
Consortium
For special training forums and mentorship and exposure visit
Blue Economy
Blue Economy & Fishery
Empowering Coastal Communities and Sustainable Growth CRDB Bank is dedicated to fostering the Blue Economy by offering tailored financial products and services that empower fishermen, coastal communities, and marine-based enterprises.

Equipment Financing
Loans for modern fishing gear and boats

Cold Storage
Funding for preservation and processing infrastructure

Investment Products
Solutions to build savings and invest in fisheries

Working Capital
Loans for daily operations and productivity
Agricultural Loans & Financing
At CRDB Bank, we offer specialized Agricultural Loans and Financing to empower smallholder farmers and farmer groups. Our loan products are designed to meet the unique needs of the agricultural sector.
Our Loan Products Include:
-
Seed & Fertilizer Financing: Loans to cover costs of high-quality seeds and fertilizers
-
Farm Equipment Loans: Financing for tractors, irrigation systems, and farming equipment
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Working Capital Loans: Credit facilities to manage day-to-day farming operations
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Seasonal Crop Loans: Flexible loans for planting and harvesting cycles
Key Features:
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Tailored to Farmers' Needs: Products designed specifically for smallholder farmers
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De-Risking Mechanism: Utilizing guarantees like PASS Trust, TADB, PROPARCO, and more
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Affordable Interest Rates: Flexible repayment terms aligned with farming cycles
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Quick & Easy Access: Loans through mobile banking and branches
Our Impact Goal
Our 5 Year Goal
CRDB Bank aims to support 3 million smallholder farmers in 5 years, currently having 1.5 million registered. Targeted beneficiaries include individual farmers and farmer groups, with KYC as a key element.
3 Million
Small Holder Farmers
1.5 Million
Currently Registered
Our Partners
Working together to transform agriculture and empower farmers
across Tanzania






